Have you installed the safer surfing WOT toolbar yet? I install it on all my friend’s and family’s machines (and offer to, to all my clients) because its red – yellow – green “traffic signal” warning system is simple enough for young children.
Here, it’s warning of a dangerous hyperlink embedded in a phishing email that’s attempting to steal my identity and banking login… 
..and should you be so foolish as to ignore (or.. simply not notice) the red circle, and click on the link anyway, and try to go to the website.. 
A warning curtain intervenes. It tells you why the website has “earned” the very bad red rating. You must click “Go to site” to proceed to the website itself.
These ratings are determined by you, me, and other Internet surfers… not some faceless giant corporation or government agency. It is “people driven”, and you get a vote.
Check it out. Visit http://mywot.com today. Protect yourself from “phraud”, and “phishing”, and “rogue antivirus” programs .. like TotalProtect2009. (See Is that anti-spyware program really spyware? and Total Protect 2009/ TotalProtect2009 - 3 Removal Solutions)
Note: It now includes a Parental Control setting!
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